Banking sector performance evaluation in Ethiopia for the period of growth and transformation plan (GTP-II): private vs public commercial banks
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- Published: 30 November 2022
- Volume 24 , pages 484–494, ( 2023 )
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- Bekana Dembel Tura ORCID: orcid.org/0000-0003-3782-7485 1
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The main objective of this study was to evaluate and compare the financial performance of commercial banks in Ethiopia during the implementation of growth and transformation plan II. Moreover, determinants of financial performance were examined. The study was conducted using secondary data obtained from the National Bank of Ethiopia, and the official website of each commercial bank. Multiple panel regression and independent sample t tests were used to show the relationship and to compare the financial performance of commercial banks between the study periods. The ratio of non-interest expenses to total expense, log_net profit per employee, interest income to total income, and exchange rate were variables with a positive and significant effect on the financial performance of commercial banks, while log_total loans per branch and inflation affected negatively the financial performance measured by return on assets. Whereas, the ratio of debt to equity, log_net profit per employee, total liquid assets to total deposits, interest income to total income, and exchange rate have a positive and significant impact, while the ratio of loan loss provision to total loan, log_total loans per branch, and inflation negatively and significantly affected financial performance measured by ROE. The independent sample t test shows that except for the ratio of total loans to total deposits and total capital to total assets, the remaining variables did not show significant differences between state and publicly owned banks.
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Tura, B.D. Banking sector performance evaluation in Ethiopia for the period of growth and transformation plan (GTP-II): private vs public commercial banks. J Bank Regul 24 , 484–494 (2023). https://doi.org/10.1057/s41261-022-00209-0
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Accepted : 14 November 2022
Published : 30 November 2022
Issue Date : December 2023
DOI : https://doi.org/10.1057/s41261-022-00209-0
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PRACTICE OF COMMUNICATION MANAGEMENT IN IT PROJECTS: THE CASE OF COMMERCIAL BANK OF ETHIOPIA (CBE)
2020, A RESEARCH PROJECT
At the time where project management becomes as a norm for many organizations, research suggests that communication management is one of the key areas in project management. This research, therefore, examines the current practice of communication management in IT projects in the case of the Commercial Bank of Ethiopia. In this descriptive survey, an online questionnaire (survey) through Google form has been distributed for all the IT PMO members of the Commercial Bank of Ethiopia and an interview has been conducted with selected managers, team leaders. The finding of the study indicates that the current practice of communication management in the study areas shows a gap with respect to the benchmark practice of Project communication principles outlined by PMI. In addition, the communication skills of team leaders and managers have been found as not satisfactory and a medium level conflict, an indication of miscommunication, has been observed between the study organization and its stakeholders such as vendors and consultants. The communication channel, commonly used by the organization, was an email that has limitations in project management processes. Finally, the level of intention /focus given to communication management by the study organization was also below what it should have been. Accordingly this result the study organization is recommended to use more formal communication instead of informal, enhance the communication skills of its managers & team leaders, using communication tools designed for project management, and follow communication processes outlined by PMI. Keywords: Project Management, Communication Management, Project Communication
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above.Major Findings on the Financial Performance of Ethiopian BanksThe average capital Adequacy ratio (CAR) of the banking sector s. owed a generally declining trend during the study period (2010-2021). The average CAR of banks during the same period was 0.1342 (13.42%), which.
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